Buying an Investment
Home – Buying an Investment
We have useful Buying Tips and Inspection Checklist that can help you avoid making costly mistakes:
Property Market Report
Property Price Guides so you don’t waste your time and money attending auctions that are unrealistic or out of your budget.
- Rental Income Comparison
- Vacancy Rate
Buying an Investment Property?
Buying your Investment Property is different to buying a home, it is important to understand your WHY and equally important to get the loan structure correct.
Start with the right Mindset.
- You are investing on the land and banking on TIME. Location and TIMING is important!!
- Think of it as buying a Business like a McDonalds Franchise you need to know all the costs, income and expenses involved.
- Your Maccas Restuarant is your Property it needs to generate you max income and capital growth with min expenses.
- Your tenants are your customers, your employees are the agents/property managers, and your professional advisory team are your solicitor, accountant and mortgage broker - ALL need to be best in their game to work for you and provide you with the best service.
On the mortgage lending side, here's how we can help:
We engineer the loan that is most effective for your investment strategy. Sometimes we even need to restructure your existing home loan or investment property portfolio.
We have useful Buying Tips and Inspection Checklist that can help you avoid making costly mistakes:
We have useful Buying Tips and Inspection Checklist that can help you avoid making costly mistakes:
- Expert Guidance: Our expert brokers have also worked in the real estate industry, we understand the buying process inside and out. Even experienced buyers can fall into the traps of buying a property.
- Understanding Your Needs and Goals: We listen to what you’re looking for in a home loan and find you a lender that suits your needs then set a goal to guide you towards paying it off faster. We set goals for you to pay down your loan sooner and plan towards your next upgrade to a larger home or investment.
- Simplifying the Process: We will explain everything in easy terms from initial meeting to placing deposit and getting your keys. There is no such thing is a silly or too many questions.
- Finding the Right Loan: Definitely we will compare different lenders, loan options and negotiate to get you the best deal possible.
- Ongoing Support: After your home purchase, we set aggressive goals for you to pay down your loan. Annual home loan reviews, rate reviews with Industry tips and secrets to pay down your loan much faster.
Did You Know ?
Special Occupations and Professionals get special privilegdes that can waive LMI and lender fee’s.
Family Guarantee no deposit required to invest in property! Broker Special Offer: You may Qualify for our FHB special $1000 Furniture Package
We can help answer Common Questions:
What is the min deposit?
LMI
LVR
Stamp Duty and Concessions
LVR
Stamp Duty and Concessions
How long do I need to be in a job to get a loan
By choosing us as your guide, you’re not just getting a loan; you’re gaining a trusted partner in your home-buying journey.
Testimonials
People Are Saying About Us.
Nic Francisco2024-12-17 Just wanted to share our excellent experience with Raymond Chau. I have encountered a couple of mortgage brokers but have stuck with Ray who has made each encounter a seamless experience. He is easy to communicate with and made sure everything worked to our needs and to our busy schedule. Once again, thank you Ray. Ana Pereira2024-12-16 Hi David, We would like to take this opportunity to express our sincere appreciation and gratitude for all the hard work you've done for us and our family. Thank you so much for what you did to increase our BC. We bought a home and fulfilled our dreams of having our own home. We are grateful for all your work. Highly recommended to families and friends. Thank you Manu and Ana Eric Gomez2024-12-10 David and the team at Beat My Home loan were so helpful with the refinance of our current loan to lower rate . David was willing to meet or chat virtually at the time that was convenient for us with our busy schedule, best of all they made our loan process so easy and efficient like a stroll through the park. I would highly recommend David and the team at Beat My Home loan to anyone and will be returning for all my financial needs. Big thanks to David and Tina . Huy Tuan Anh Nguyen2024-10-25 Raymond Chau is the most professional and reliable broker we have ever worked with. He’s nothing but the best in giving us honest, realistic and thoughtful financial advices given the current housing scene of Sydney. His attention to detail is undeniable and he strived hard to get our profile in a good place. We managed to secure a loan that’s a lot better than what we hoped for thanks to him. We’re really grateful for his support and would highly recommend everyone to reach out to him. Eva Ko2024-08-20 Great team. They did double the work just so i could meet my finance date. Gamer Lemoneez!?2024-07-24 David and his team has made our refinance and purchase very quick and simple. Very knowledgeable and experience in what they do Highly recommend him for busy, mums and dads that don't have time to see a bank. Andrew Nguyen2024-05-07 David and Ray were super helpful in finding me a home loan and were awesome to deal with. They explained everything really well to me, even though I don't have that much financial knowledge. Would definitely recommend them 👌 Christina Nguyen2024-03-15 Thank you Tina and David for such great knowledge and helping us to choose the right lender and best rate for my investment home loan. Hopefully we can have long journey together Sarah Volpe2023-07-31 Great personal service. Kept us informed in the entire process of switching lenders and got us a great rate MrKKMF2023-06-03 I recently had the pleasure of working with Beat My Home Loan located in Casula, and I cannot praise them enough for their exceptional service. From the very beginning, David and Teresa went above and beyond to ensure that I understood all the options available for a home loan. One aspect that stood out to me was their willingness to spend time patiently explaining the different loan options and answering all my questions. They displayed a deep understanding of the industry and were able to break down complex concepts into simple terms, making it easier for me to grasp the information. Their expertise and guidance gave me the confidence to make informed decisions about my home loan. What impressed me most about David and Teresa was their dedication to customer service. They followed up promptly on all my enquiries and reassured me at various stages of the loan process. It was reassuring to know that they were there to address any concerns or uncertainties I had along the way. Their responsiveness and attentiveness made me feel valued as a client. I found it incredibly easy to stay in contact with them throughout the process. They were always accessible and returned my calls promptly, which further demonstrated their commitment to excellent communication. Even when I had what I considered to be "stupid questions," they remained patient and provided me with clear explanations. Their friendly and helpful nature made the entire experience much more pleasant. In conclusion, I highly recommend David and Teresa at Beat My Home Loan to anyone in search of any type of loan. Their professionalism, expertise, and exceptional customer service are on par with the high standard set by Zero Mortgage in Canley Vale. They exceeded my expectations at every stage of the loan process, and I am extremely grateful for their excellent work. If you're in need of a loan, look no further than Beat My Home Loan - you won't be disappointed.Load more
Let’s Make Your Home Ownership Dream a Reality
Contact us today for personalized advice and expert guidance tailored to your mortgage needs.